Category Archives: Surf School Insurance

Surfer Insurance Experts Say Employee Theft Could Be A Risk

Surfer insurance specialists at Surferinsurance.com help surfing and SUP schools, rental companies and shops keep people safe and avoid business risks.

The most important way to protect your water sports business is a good surfer/SUP insurance policy. It’s always smart to work with your insurance representative to stay aware of trends in the insurance market. If necessary, you’ll be advised to take extra safety precautions where your business may be at risk.

Why Does Employee Theft Matter?

“Business Practical Knowledge,” a guide for small businesses, defines employee theft as any stealing, use or misuse of an employer’s assets without permission. The term “employer’s assets” is important because it implies that employee theft involves more than just cash and can include time and supplies, as well as company property. The U.S. Chamber of Commerce estimates that 75 percent of all employees steal at least once, and that half of these steal repeatedly. The Chamber also reports that one of every three business failures is the direct result of employee theft. It’s estimated that businesses lose 20% of every dollar to employee theft. That’s a lot of important statistics from distinguished resources to be mindful of for your business.

Surferinsurance.com is a leader in the water sports insurance industry. Agents are always ready to advise businesses in all of their areas of concern. Whether you’re new to the industry or operate a more established business, Surferinsurance.com will help you purchase, renew, or update a surfing/SUP business insurance plan tailored to meet your business needs. All watersports businesses including surfing, SUP, kayak, skimboard, and more are invited to call for a free consultation (888) 683-7808. And visit Surferinsurance.com for more information.

Surfer Insurance Specialists Protect Your Business

Surferinsurance.com is your resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, specifically designed with the surfer in mind. Our insurance experts protect water sports businesses with the six types of insurance all outdoor adventure and recreation businesses should have:

General Liability

Liability insurance protects the policyholder from lawsuits that may result from business related programs or activities. If you are responsible for property damage or bodily injury to a third party, this is the insurance that will defend you.

Property Insurance

This coverage insures your stuff from loss. It can be a building and business and personal property. Equipment can be insured on and off the premise. Property insurance can be extended in several ways to include loss of income, property of others and more.

Commercial Auto

With commercial auto insurance, cars, trucks, and other approved vehicles operated by a business are protected against physical damage and liability for bodily injury resulting from accidents. Auto is a unique coverage that packages together property coverage, liability and some other coverages like uninsured or underinsured motorists.

Worker’s Compensation

This insurance covers wage replacement and medical expenses for employees harmed during the course of their workday activities. If you have employees, you likely need this coverage.

Life Insurance

We don’t sell it, but recommend life insurance, which pays a sum of money to a pre-determined beneficiary upon the policyholder’s death. This is a way to keep a business functioning upon the death of key people in your business.

Excess Liability

Excess liability is how you can increase your liability limits over $1,000,000. National Parks and other strict agencies sometimes require high limits of liability. Providing this policy is how we increase your limits.

While all of these may not apply to all water sports-related business insurance plans, Surferinsurance.com experts package insurance plans individually so that clients are protected from every eventuality. Plans consider all variables including the size of an outfit, the type of activities engaged in and risks associated with these activities, number of employees and amount and type of property and equipment owned. By tailoring specific insurance plans for each business, Surferinsurance.com offers the most cost effective personalized insurance plans for every type of adventure and recreation business. Visit Surferinsurance.com today.

Surf Camp Insurance and Surf School Insurance For Next Level Adventures At Surferinsurance.com

Surferinsurance.com is the nation’s leading provider of insurance for surf and SUP schools and camps of all kinds. While surfing and SUP continue to evolve with dynamic industry trends and surfer ingenuity, exciting opportunities for every adventurer abound. Schools and camps are a growing resource for surfing enthusiasts of all ages, skill levels and incomes.

Taking it to the extreme is the next-level surfing adventure, designed to accommodate the interests of surfers with money to burn. When cost is of no concern, you can surf alongside of famous surfers who will share their experiences and more importantly, their expertise. For one example, look to the Fall when KalamaKamp run by Dave Kalama, Maui, Hawaii, will host a first of it’s kind weeklong camp experience called FOIL KAMP with world class guest coaches on Namotu Island in Fiji. As part of this thrilling adventure, “kampers” will take a 30 minute boat ride to a small island surrounded by world class surf breaks and pristine blue waters. A professional photographer will be on hand to capture the action and a private chef will only add to the experience.

No matter what the school or camp offers, safety and a solid insurance plan are always main concerns for all of our customers. If you operate a surf/SUP school or camp, Surferinsurance.com is your resource for insurance in and out of the water. Whether you’re new to the industry or own a more established business, Surferinsurance.com will help you purchase, renew, or update a surfing business insurance plan tailored to meet your business needs. All watersports businesses are invited to call for a free consultation. We offer competitive rates on General Liability, Property Coverage and numerous insurance products to fit your requirements. Contact us today for a quote for your surf school insurance or surf camp insurance (888) 683-7808. And be sure to visit Surferinsurance.com for more information.

Surfer Insurance For Surf Schools Now At Surferinsurance.com

Surfer Insurance is a top priory for surf schools. In the months ahead, more and more surfers will be hitting the waves and surf schools will gear up for a busy summer season. Now is the time for them to find a knowledgeable and experienced surf insurance specialist. At Surferinsurance.com, our team is staffed with top professionals in the field. We make sure that surf schools have a solid insurance strategy in place, so they can concentrate on teaching, which is what they do best. We provide surfing insurance to hundreds of surf schools and paddle board schools wherever there are waves.

Whether you’re new to the industry or operate a more established business, Surferinsurance.com will help you purchase, renew, or update a surfing business insurance plan tailored to meet your business needs. All surfing and watersports businesses including SUP, kayak, skimboard, and more are invited to call for a free consultation (888) 683-7808. And visit surferinsurance.com for more information.

Surfer Insurance Experts at Surferinsurance.com Share SBA Advice For Designing A Website

Surfer Insurance leader Surferinsurance.com is your resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, specifically designed with the surfer in mind. Working with our customer network of successful water sports related businesses, we understand that a strong marketing presence can positively affect small business profitability. There are many online resources for educational information on the many aspects of marketing. One important tactic is having an informative website.

Small Business Administration is an essential resource for small business tips in many areas, including marketing. SBA Guest Blogger Marco Carbajo gives us five key ingredients for creating a small business website that he says are essential: a Home page, Products/Services page, About Us page, Privacy Policy page and Contact Us page. Visit https://www.sba.gov/blogs/5-key-ingredients-creating-small-business-website?utm_medium=email&utm_source=govdelivery for the entire article and see his tips for creating each page. These are helpful suggestions for all those who own surfing-related businesses or are simply water sports enthusiasts in general.

Whether you’re new to the industry or operate a more established business, Surferinsurance.com will help you purchase, renew, or update a surfing business insurance plan tailored to meet your business needs. All surfing and watersports businesses including SUP, kayak, skimboard, and more are invited to call for a free consultation (888) 683-7808. And visit surferinsurance.com for more information.

Surfer Insurance Experts at Surferinsurance.com Share Five Industry Statistics

Surferinsurance.com is your resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, specifically designed with the surfer in mind. Here we share a portion of the industry trends highlighted by Small Business Marketing Expert Brandon Gaille. These are interesting facts for all those who own surfing-related businesses or are simply water sports enthusiasts in general. See the entire listing at https://brandongaille.com/22-surfing-industry-statistics-trends/.

Five Important Surfing Industry Statistics

  1. In the United States, about 1.73 million people go surfing at least once per year. They join a total population of surfers that is estimated to be about 23 million people. (Statistic Brain)
  2. The average annual revenue that is generated by the global surfing industry is about $7.3 billion each year. (Statistic Brain)
  3. The sale of hard goods is the largest segment of the surfing industry. Surfboards and accessories account for over $3.1 billion in annual sales. Footwear is the largest specific product segment in the industry, accounting for $1.6 billion in sales each year on its own. (Statistic Brain)
  4. One of the fastest growing segments in the surfing industry is for paddleboards. In the last year, it accounted for $18.5 million in sales, but has been steadily rising since 2005. (Statistic Brain)
  5. The United States has the largest share of the surfing industry from a global perspective, accounting for 49% of total sales in the average year. (Global Industry Analysis)

Whether you’re new to the industry or operate a more established business, Surferinsurance.com will help you purchase, renew, or update a surfing business insurance plan tailored to meet your business needs. All surfing and watersports businesses including SUP, kayak, skimboard, and more are invited to call for a free consultation (888) 683-7808. And visit surferinsurance.com for more information.

Surf School Insurance and Surf Camp Insurance: Stick With The Pros At Surferinsurance.com

Surferinsurance.com is the nation’s leading provider of insurance for surf schools and surf camps.  Today, this customer base is growing, with an ever increasing number of surf schools and camps on the horizon.

Right now, the median age of a surfer is 34 with 16 years of experience.  But the sport is gaining in popularity with a new set of surfers. These statistics are sure to change as younger surfers new to the sport grow in age, and experience. Surf schools and camps are popping up all over the place, meeting the demands for all surf sports on behalf of kids in all age groups. With our clients, safety and a solid insurance plan are always main concerns.

We often hear, “When I was little we just went surfing, nobody needed insurance.”  Today, those kids are cute and they may shred someday but right now they are a huge liability and you need the right coverage.  You need to be sure that you are insured with an “A” Rated Insurance Company that has a strong financial rating.

If you operate a surf school or surf camp, Surferinsurance.com is your resource for insurance in and out of the water. Whether you’re new to the industry or operate a more established business, Surferinsurance.com will help you purchase, renew, or update a surfing business insurance plan tailored to meet your business needs. All watersports businesses including SUP, kayak, skimboard, and more etc. are invited to call for a free consultation. We offer competitive rates on General Liability, Property Coverage and numerous insurance products to fit your requirements. Contact us today for a quote for your surf school or surf camp (888) 683-7808. And be sure to visit surferinsurance.com for more information.

Surferinsurance.com Sees Industry Growth Ahead

Surferinsurance.com is your resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, specifically designed with the surfer in mind. Surferinsurance.com clients include many profitable surfing and watersports-related businesses nationwide. Among them are many newcomers to the industry, which we see as a high growth area. A report at Surfcareers.com provides some supporting rationale. If you are looking for a new business opportunity and water sports are one of your passions, you’d be smart to think about a career in the surf sports arena.

Take a look at some report excerpts of what surfcareers.com has to say:

Surfers are the consumers of the industry and it would be safe to assume that with more surfers in the world, the surf industry must be growing and there a number of signs that it will continue to grow. There are various estimates of the size of the surf industry…about 90,000 people working in the surf industry worldwide.

The primary driver for this growth is the initiative being taken by surfing equipment makers, marketers and associations in making surfing much more accessible to a broader demographic. New technologies in artificial waves and wave parks could see a whole new industry sector develop inland. If you combine this inland geographic expansion of the surf industry with big corporate sponsors the industry has the potential for significant growth. (Reference: https://surfcareers.com/blog/surfing-a-growing-industry/)

Whether you’re new to the industry or operate a more established business, surferinsurance.com will help you purchase, renew, or update a surfing business insurance plan tailored to meet your business needs. All watersports businesses including SUP, kayak, skimboard, and more etc. are invited to call for a free consultation. Call anytime (888) 683-7808. And visit surferinsurance.com for more information.

Surfing Insurance Experts at Surferinsurance.com Share SBA Information on Business Credit

While surfing insurance professionals at Outdoor Insurance Group’s surferinsurance.com are experts at devising insurance strategies for surfing and SUP businesses, we point you to the Small Business Administration for a broader range of business advice. Establishing first-time business credit can provide you with invaluable access to money for equipment and expenses. Equally important, it can also help you build a good credit history for the future of your business.

SBA guest blogger Marco Carbajo offers valuable insight on securing business credit in his article at https://www.sba.gov/blogs/how-establish-business-credit-first-time?utm_medium=email&utm_source=govdelivery.

He reviews several basic types of business credit you can acquire as a newly formed startup or existing business with little to no credit identity established. They are: vendor credit, supplier credit, retail credit, service credit, and business credit cards. Referring to this article can help you decide what’s most appropriate for you.

At Outdoor Insurance Group’s surferinsurance.com, we’re happy to offer surfing businesses general business advice beyond insurance strategies wherever we can. But for insurance, surferinsurance.com is your resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, specifically designed with the surfer in mind. Outdoor Insurance Group’s surferinsurance.com serves many profitable and growing surfing-related businesses nationwide. Surfing business owners looking to purchase, renew, or update a surfing insurance plan are invited to call today for a free consultation (888) 683-7808. Visit surferinsurance.com for more information.

Surfer Insurance Clients At Surferinsurance.com Get Ready For A Profitable New Year

Join the profitable businesses clients at Outdoor Insurance Group’s surferinsurance.com in preparing your surfing/SUP business for a successful season ahead. Start thinking about improvements you can make to your business and look into new possibilities to draw more customers.
Here are five idea generators to help you gear up for new business opportunities.

  • Start by taking a look at what’s worked in the past and how you can improve upon those efforts.
  • Put marketing in the forefront and come up with some ideas that are new to your business.
  • Involve your employees in new business planning by reaching out to them for their input.
  • Exchange ideas with like-minded business owners about their challenges and successes.
  • Reach out to repeat clients to find out what keeps them coming back and apply what you learn to developing new customer relationships.

Building on your past successes means building up your profitability. The new year represents a new beginning for all surfing/SUP businesses.

At Outdoor Insurance Group’s surferinsurance.com, we’re happy to offer surfing businesses general business advice beyond insurance strategies wherever we can. And for insurance, surferinsurance.com is your resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, specifically designed with the surfer in mind. Surferinsurance.com serves many profitable and growing surfing-related businesses nationwide. Surfing business owners looking to purchase, renew, or update a surfing business insurance plan are invited to call today for a free consultation (888) 683-7808. Visit surferinsurance.com for more information.