Category Archives: Safety Tips

Surfer Insurance Team at Surferinsurance.com Advises All Businesses To Prepare For Winter Storms

Surferinsurance.com experts are part of Outdoor Insurance Group, a leading outdoor recreation business insurance provider nationwide. Their advice for all adventure-related businesses: “Don’t be left out in the cold.” It’s time to prepare for winter storms and the ice, snow, and extreme cold that come with them. With these threats, there are increased risks of car accidents, hypothermia, frostbite, carbon monoxide poisoning, and heart attacks from overexertion.

Get ahead of the game by keeping up with weather reports and winter storm warnings. Sign up for available emergency alert systems in your area for timely warnings.

Extreme winter weather can leave you without power or phone service for long periods of time.

A few ways to prepare are:

  • Secure your home and business with insulation and be sure to keep pipes from freezing. Check batteries in smoke alarms and carbon monoxide detectors. Have extra batteries for radios and flashlights.
  • Generators can be used as a power source but must be properly stored and operated according to manufacturer instructions.
  • Be ready with food, water, and other supplies you may need in case you are stuck at home or at work for several days without power. Plan for specific needs including medication and the safety of pets.
  • Create an emergency supply kit for your car with jumper cables, flashlights, warm clothes, blankets, bottled water, and non-perishable snacks. Be sure that you fill up your gas tank.
  • Keep snow removal supplies including shovels and ice melt where you can easily get to them.

Surferinsurance.com professionals take pride in offering businesses advice on all aspects of safety, reminding them that there are many additional sources available for online. Taking every precaution will help everyone weather the storm! Be ready and avoid the risks.

Surferinsurance.com offers Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, specifically designed with the surfer in mind. Business owners looking to purchase, renew, or update an insurance plan are invited to call today for a free consultation (888) 683-7808. Visit Surferinsurance.com for more information.

Surfer Insurance Experts Advise That Sun Exposure Poses Serious Risks

Experts in water sports recreation insurance at Surferinsurance.com advocate protecting patrons in more ways than one. Clients include Surf Shops, Paddleboard Outfits, Surf Camps and Surf Schools. Every activity insured can take place under the sun where protection is of the utmost importance.

Sun exposure poses serious risks. Webmd.com lists risks including pre-cancerous and cancerous skin legions, benign tumors, dilation of small vessels under the skin and the destruction of elastic tissue. There are many types of skin cancer. Melanoma, made up of abnormal skin pigment cells called melanocytes, is the most serious form of skin cancer and causes 75% of all skin cancer deaths. Left untreated, it can spread to other organs and be difficult to control.

Exposure to sun can be limited with proper clothing and sun screen. Select sunscreen with SPFs between 15 and 50 based on your own skin sensitivity and duration of sun exposure, and be sure to reapply often. Do some research on brand names to gauge a product’s safety and effectivness. Zinc oxide is most effective at blocking the sun. Whatever you choose, avoid sunscreen with Vitamin A (retinyl palmitate or retinol) as government data show that it can cause tumors and lesions to develop sooner. Avoid sprays which may be harmful to breathe.

Surferinsurance.com staff is more than equipped to assess all of the individual risks for clients, whatever the recreational activity, with its years of specialty insurance experience. Every client is protected from every eventuality. No two companies are insured with the exact same plan.

Surferinsurance.com offers a specific and cost-effective outdoor recreation insurance plan that is designed exclusively for each business insured. If you’re in the recreation business, you may need to purchase a policy, add to your existing plan, or simply review your requirements to be sure that you are fully ensured. Visit www.surferinsurance.com for personal service that makes a difference in properly managing your risk.

Surfer Insurance Safety Tips for Surf Schools and Surfboard Rental Outfits from Surferinsurance.com

The summer season is almost here and it’s time for the surfing insurance specialists at Surferinsurance.com to help surfing and SUP schools and rental companies keep people safe and avoid business risks.

While the most important way to protect your surfing business is a good surfing insurance policy, in doing business every day, it is important to know what to look out for and take extra safety precautions.

Knowing your customer is key. Assess the experience level of every participant and never add risk by putting them in a situation that will be too strenuous or cause them to panic. Be sure that people are well enough and skilled enough to perform the basic functions required. Be fully aware of all capabilities and physical limitations.

Optimal conditions are best in any teaching or rental situation, when people can focus on enjoying the sport without distractions. Risks arise when there are choppy waves, rip tides, strong winds and even dirty water. Use every resource at your disposal to check conditions before you put your students in jeopardy. Anticipate sudden changes in the weather.

Be aware of what’s around you. While sharks are most commonly feared, there are other forms of marine life that can cause injuries or even fatalities. Jelly fish stings can be dangerous. Coral and sharp rocks can cause injuries. Know what is native to your area and be on the lookout for unwanted guests.

Check all of your equipment to be sure that it is in good condition. Keep extra gear handy in case of damage. Always be sure to have a first aid kit on hand.
With your good sense and experience, a little research and a solid insurance strategy, you are all set to paddle out and have a good season.

The experts at Surferinsurance.com spend all of their free time outdoors and are experienced in every activity for which they provide coverage. Wouldn’t you prefer to purchase surfing insurance from an insurance agent that shares your passion for surfing? It’s the intimate knowledge of the sport that helps them choose what surfing insurance package is right for you.

Surfing instructors and rental operators looking to purchase, renew, or update an insurance plan are invited to call today for a free consultation (888) 683-7808.

OIG Surfing School Insurance Weather Risks

Outdoor Insurance Group. We are experts in surfing insurance for camps and schools and paddle boarding insurance. Safely enjoying summer activities means knowing the risk factors and preparing ahead to guard against weather related illness and injury. Seasonal temperatures can pose risks to everyone. Surfing insurance is a necessity.

A few precautions from OIG and Weather.com can help keep outdoor recreation activities safe from warm weather risks.

1. Over heating

The most obvious summer weather risk is overheating from exposure to the hot sun. Heat stroke occurs when the body’s ability to regulate its own temperature breaks down. Heat exhaustion results from dehydration. Cramps can occur with lowering sodium levels due from sweating. Anyone who exhibits signs of distress should be cooled down as rapidly as possible and seek medical attention immediately.

2. Extreme Weather

Summer weather can be harmful. You should always stay indoors during a thunderstorm avoiding water as lightning can pose a serious risk. Keep a safe distance from the water and avoid seeking shelter too close to tall or metallic structures. When planning your activities, pay attention to weather reports, or download the Weather Channel phone app and set it to alert you of dangerous conditions.

3. Heart Attacks

The incidence of heart attacks rise in summer, just as in winter. Warning signs to look out for are irregular heartbeat, chest pain, shortness of breath, fatigue, dizziness, sweating, nausea, and vomiting. Seeking immediate medical assistance when in jeopardy of a heart attack can be lifesaving.

4. Sunburn

Always advise your students to use high SPF water proof sunscreen to avoid painful sunburn.
Protecting yourself from extreme conditions is the key to minimizing the risks of all of these hazards. Stay fully hydrated with plenty of water and take some time to relax in the shade to get a break from the sun’s scorching rays. Being safely exposed to fresh air, sunlight and the water sport of choice can fill the spirit and warm the heart.

The experts at Outdoor Insurance Group spend are experienced in every activity for which they provide coverage including surfing. We deal exclusively with outdoor recreation insurance, insuring adventure outfits including surfing, paddle boarding, kayaking, fishing, hunting, horseback riding, hiking, ATV tours, and more. We provide options, advice, solutions and service, based on first-hand knowledge. Surfing instructors and rental operators looking to purchase, renew, or update a surfing insurance plan or paddle boarding insurance plan are invited to call today for a free consultation (888) 683-7808.

SUP Safety Tips

Stand Up Paddle Board Safety Tips For All

Outdoor Insurance Group’s Stand Up Paddle Board Insurance Experts Offer Value-Added Information For Schools, Rental Outfits And Their Patrons

As a leading provider of paddle board insurance for schools and rental outfits throughout the states, we know what’s important to boarders as they enjoy their sport. As part of our value added services, we offer stand up paddle board school insurance clients and stand up paddle board rental insurance clients information that they can share with their patrons.

Whether you are a seasoned paddle boarder or new to the activity, we’re pleased to share some helpful tips offered by the U.S. Coast Guard. Use these tips to ensure the safety of your boarders and avoid accidents.

  1. Wear a lifejacket and carry a whistle
  2. Be a competent swimmer
  3. Know how to self rescue
  4. Know how to tow another board
  5. Know the local regulations and navigation rules
  6. Understand the elements and hazards – winds, tidal ranges, current, terrain
  7. Know when to wear a leash
  8. Be defensive – don’t go where you aren’t supposed to be and avoid other swimmers, boaters, paddleboards
  9. Use proper blade angle to be the most efficient paddle boarder
  10. Take a safety course

The experts at Outdoor Insurance Group spend all of their free time outdoors and are experienced in every activity for which they provide coverage including paddle boarding.  We deal exclusively with outdoor recreation insurance, insuring adventure outfits including paddle boarding, surfing, kayaking, fishing, hunting, horseback riding, hiking, ATV tours, and more.  We provide options, advice, solutions and service, based on first-hand knowledge. Paddle board instructors and rental operators looking to purchase, renew, or update an insurance plan are invited to call today for a free consultation (888) 683-7808.

Surfing Insurance Safety Tips for Surf Schools and Surfboard Rental Outfits

Surfing Insurance Safety TipsThe summer season is almost here and it’s time for the surfing insurance specialists at Outdoor Insurance Group to help surf schools and board rental companies keep patrons safe and avoid business risks.

While the most important way to protect your surf business is a good surfing insurance policy, in doing business every day, it is important to know what to look out for and take extra safety precautions.

Knowing your customer is key.  Assess the experience level of every participant and never add risk by putting them in a situation that will be too strenuous or cause them to panic. Be sure that people are well enough and skilled enough to perform the basic functions required. Be fully aware of all capabilities and physical limitations.

Optimal conditions are best in any teaching or rental situation, when people can focus on enjoying the sport without distractions.  Risks arise when there are choppy waves, rip tides, strong winds and even dirty water. Use every resource at your disposal to check conditions before you put your students in jeopardy.  Anticipate sudden changes in the weather.

Be aware of what’s around you.  While sharks are most commonly feared, there are other forms of marine life that can cause injuries or even fatalities.  Jelly fish stings can be dangerous.  Coral and sharp rocks can cause injuries.  Know what is native to your area and be on the lookout for unwanted guests.

Check all of your equipment to be sure that it is in good condition.  Keep extra gear handy in case of damage.  Always be sure to have a first aid kit on hand.

With your good sense and experience, a little research and a solid surging insurance strategy, you are all set to paddle out and have a good season.

The experts at Outdoor Insurance Group spend all of their free time outdoors and are experienced in every activity for which they provide coverage.  Wouldn’t you prefer to purchase surfing insurance from an insurance agent that shares your passion for surfing?   It’s the intimate knowledge of the sport that helps them choose what surfing insurance package is right for you.

Outdoor Insurance Group deals exclusively with outdoor recreation insurance insuring adventure outfits including surfing, paddle boarding, kayaking, fishing, hunting, horseback riding, hiking, ATV tours, and more.  They provide you with options, advice, solutions and service based on first-hand knowledge. Surfing instructors and rental operators looking to purchase, renew, or update an insurance plan are invited to call today for a free consultation 1-888-683-7808.