Author Archives: surfinsurance

Surfer Insurance Safety Tips for Surf /SUP Schools And Rental Outfits Are Still Important With The Season Change

The summer season isn’t over yet, and there will still be business opportunities in early Fall and year round in warmer climates. It’s a good idea to assess your business needs now, after a long season of continuous action. Contact us at Surferinsurance.com to see how we can help your surf/SUP school or rental outfit keep patrons safe and avoid business risks in the weeks ahead.

While the most important way to protect your surf business is a good surfing insurance policy, in doing business every day, it’s important to take extra safety precautions.

Weather changes with the seasons. Optimal conditions are best in any teaching or rental situation, when people can focus on enjoying the sport without distractions. Risks arise when there are choppy waves, rip tides, strong winds, and even dirty water. Use every resource at your disposal to check conditions before you put your students or renters in jeopardy. Anticipate sudden changes in the weather.

Check all of your equipment to be sure that it is in good condition. Keep extra gear handy in case of damage. Always be sure to have a fully stocked first aid kit on hand.

With your good sense and experience, and a solid surfing/SUP insurance strategy, you are all set to keep your business going strong.

At Surferinsurance.com, we spend our free time outdoors and know all about the water sports that we insure. Wouldn’t you prefer to purchase surfing insurance from an insurance agent that shares your passion for surfing? It’s the intimate knowledge of the sport that helps us choose what surfing insurance package is right for you.

Surfing/SUP instructors and rental operators looking to purchase, renew, or update an insurance plan are invited to call today for a free consultation (888) 683-7808.

Surfer Insurance Policies Could Be Favorably Impacted By Positive Internet Coverage

Surferinsurance.com, a premier recreation insurance agency, often scans the internet for information about clients and prospects for help in assessing their viability. Before you shop for insurance, make the best use of social media to create a solid profile for your business. Share all of your achievements and successes and post favorable customer reviews. On the reverse side, take action to address any negative postings, and you could reduce the impact that bad publicity may have on your premium rates.

You can find out what’s being said about your business by conducting a search on any popular search engine. If you come across a complaint, work to address the issue by following up with the person who was displeased with your services. Adding your comments can change public perception. At the same time, be proactive about finding new business outlets for promoting yourself. Local news services could be a good place to start.

As experts in serving small and large new and established businesses nationwide, Surferinsurance.com is the best resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, all specialties that are specifically designed for each individual outfit. If you’re a business owner looking to purchase, renew, or update a surfing insurance plan, call today for a free consultation (888) 683-7808. Visit Surferinsurance.com for more information.

Surfer Insurance Experts Share SBA Seminar Info For Small Business Owners

Surfer insurance experts at Surferinsurance.com have come across an announcement from the Small Business Administration for an invaluable upcoming educational Webinar: Simple Social Media Must-Do’s for Small Business Owners. The webinar will take place on Thursday, August 22 at 1:00 pm ET.

A few of the topics covered will be:

  • Where and why to build a social presence
  • Why engagement is critical on social channels
  • How to create a social content strategy and publishing calendar
  • Tips for creating great social photos and videos
  • What are hashtags and why you should use them
  • How to use paid social ads to help achieve your goals
  • Examples from businesses across the country who have achieved success via social media activities

This is a terrific resource for anyone looking for ways to grow their business. To register visit: https://readytalk.webcasts.com/starthere.jsp?ei=1253001&sti=sbanewsletter&tp_key=e2677e4b30&utm_medium=email&utm_source=govdelivery

At Surferinsurance.com we stay apprised of trends in small business, surfing in general and, of course, surfing insurance. We’re happy to provide general business advice beyond insurance strategies wherever possible. But most important to us is protecting the future of each and every client’s business by eliminating risk. As experts in serving small and large new and established businesses nationwide, Surferinsurance.com is the best resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, all specialties that are specifically designed for each individual outfit. If you’re a business owner looking to purchase, renew, or update a surfing insurance plan, call today for a free consultation (888) 683-7808. Visit Surferinsurance.com for more information.

SBA.Gov is a government sponsored helpful resource for all sorts of topics related to business management. Check it out for ways you can improve your management techniques and enhance profitability.

Surfer Insurance Experts at Surferinsurance.com Recommend Surfing Films For Summer Enjoyment

Surferinsurance.com prides itself on excellent service. To all watersports outfits, we pledge to provide only the best. We’re a leader in this industry and service is paramount in everything we do, from greeting callers to fulfilling the most complex of claims.

Enjoy the summer season and the business opportunities it brings to you. Maybe take a break from the surf and watch some of these highly acclaimed surfing films. You can even treat your customers to a viewing as an added service to be enjoyed by all. Here are a handful of recommendations, but the internet offers an abundance of options.

Step Into Liquid
Blue Crush
Riding Giants
Soul Surfer
The Endless Summer
Point break
Chasing Mavericks

Our agents are enjoying these films and we hope you do too. We share an intimate knowledge of and passion for surfing to get you the most out of your insurance policy with the most cost effective plan.

Surf Shops, Paddleboard Outfits, Surf Camps and Surf Schools looking to purchase, renew, or update their insurance plans are invited to call today for a high quality complimentary consultation (888) 683-7808.

Surfer Insurance Experts Share Trend Information on Artificial Waves

Surfer insurance experts at Surferinsurance.com discovered an interesting article to share about the increasing trend relating to artificial wave surfing worldwide. Visit https://www.ispo.com/en/trends/how-surf-pools-kelly-slaters-surf-ranch-influence-surfing to read about the global impact we can expect now and in the future.

Among the highlights are the impact of new technology, the availability of surfing beyond coastal communities and a broad array of new business opportunities. In addition, surfing will become an Olympic sport in 2020 which will bring more awareness of the sport in general and undoubtedly increase its popularity among new population segments.

At Surferinsurance.com we stay apprised of trends in surfing in general and, of course, in surfing insurance. We’re happy to provide general business advice beyond insurance strategies wherever possible. But most important to us is protecting the future of our clients business by eliminating risk. As experts in serving small and large new and established businesses nationwide, Surferinsurance.com is the best resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, all specialties that are specifically designed for each individual outfit. If you’re a business owner looking to purchase, renew, or update a surfing insurance plan, call today for a free consultation (888) 683-7808. Visit Surferinsurance.com for more information.

ISPO.com delivers important news, trends and background information from sport and the sport industry.

Surfer Insurance Experts Say Employee Theft Could Be A Risk

Surfer insurance specialists at Surferinsurance.com help surfing and SUP schools, rental companies and shops keep people safe and avoid business risks.

The most important way to protect your water sports business is a good surfer/SUP insurance policy. It’s always smart to work with your insurance representative to stay aware of trends in the insurance market. If necessary, you’ll be advised to take extra safety precautions where your business may be at risk.

Why Does Employee Theft Matter?

“Business Practical Knowledge,” a guide for small businesses, defines employee theft as any stealing, use or misuse of an employer’s assets without permission. The term “employer’s assets” is important because it implies that employee theft involves more than just cash and can include time and supplies, as well as company property. The U.S. Chamber of Commerce estimates that 75 percent of all employees steal at least once, and that half of these steal repeatedly. The Chamber also reports that one of every three business failures is the direct result of employee theft. It’s estimated that businesses lose 20% of every dollar to employee theft. That’s a lot of important statistics from distinguished resources to be mindful of for your business.

Surferinsurance.com is a leader in the water sports insurance industry. Agents are always ready to advise businesses in all of their areas of concern. Whether you’re new to the industry or operate a more established business, Surferinsurance.com will help you purchase, renew, or update a surfing/SUP business insurance plan tailored to meet your business needs. All watersports businesses including surfing, SUP, kayak, skimboard, and more are invited to call for a free consultation (888) 683-7808. And visit Surferinsurance.com for more information.

Surfer Insurance Experts Advise That Sun Exposure Poses Serious Risks

Experts in water sports recreation insurance at Surferinsurance.com advocate protecting patrons in more ways than one. Clients include Surf Shops, Paddleboard Outfits, Surf Camps and Surf Schools. Every activity insured can take place under the sun where protection is of the utmost importance.

Sun exposure poses serious risks. Webmd.com lists risks including pre-cancerous and cancerous skin legions, benign tumors, dilation of small vessels under the skin and the destruction of elastic tissue. There are many types of skin cancer. Melanoma, made up of abnormal skin pigment cells called melanocytes, is the most serious form of skin cancer and causes 75% of all skin cancer deaths. Left untreated, it can spread to other organs and be difficult to control.

Exposure to sun can be limited with proper clothing and sun screen. Select sunscreen with SPFs between 15 and 50 based on your own skin sensitivity and duration of sun exposure, and be sure to reapply often. Do some research on brand names to gauge a product’s safety and effectivness. Zinc oxide is most effective at blocking the sun. Whatever you choose, avoid sunscreen with Vitamin A (retinyl palmitate or retinol) as government data show that it can cause tumors and lesions to develop sooner. Avoid sprays which may be harmful to breathe.

Surferinsurance.com staff is more than equipped to assess all of the individual risks for clients, whatever the recreational activity, with its years of specialty insurance experience. Every client is protected from every eventuality. No two companies are insured with the exact same plan.

Surferinsurance.com offers a specific and cost-effective outdoor recreation insurance plan that is designed exclusively for each business insured. If you’re in the recreation business, you may need to purchase a policy, add to your existing plan, or simply review your requirements to be sure that you are fully ensured. Visit www.surferinsurance.com for personal service that makes a difference in properly managing your risk.

Surfer Insurance Specialists Protect Your Business

Surferinsurance.com is your resource for insurance in and out of the water. We offer Surf Shop Insurance, Paddleboard Insurance, Surf Camp Insurance and Surf School Insurance, specifically designed with the surfer in mind. Our insurance experts protect water sports businesses with the six types of insurance all outdoor adventure and recreation businesses should have:

General Liability

Liability insurance protects the policyholder from lawsuits that may result from business related programs or activities. If you are responsible for property damage or bodily injury to a third party, this is the insurance that will defend you.

Property Insurance

This coverage insures your stuff from loss. It can be a building and business and personal property. Equipment can be insured on and off the premise. Property insurance can be extended in several ways to include loss of income, property of others and more.

Commercial Auto

With commercial auto insurance, cars, trucks, and other approved vehicles operated by a business are protected against physical damage and liability for bodily injury resulting from accidents. Auto is a unique coverage that packages together property coverage, liability and some other coverages like uninsured or underinsured motorists.

Worker’s Compensation

This insurance covers wage replacement and medical expenses for employees harmed during the course of their workday activities. If you have employees, you likely need this coverage.

Life Insurance

We don’t sell it, but recommend life insurance, which pays a sum of money to a pre-determined beneficiary upon the policyholder’s death. This is a way to keep a business functioning upon the death of key people in your business.

Excess Liability

Excess liability is how you can increase your liability limits over $1,000,000. National Parks and other strict agencies sometimes require high limits of liability. Providing this policy is how we increase your limits.

While all of these may not apply to all water sports-related business insurance plans, Surferinsurance.com experts package insurance plans individually so that clients are protected from every eventuality. Plans consider all variables including the size of an outfit, the type of activities engaged in and risks associated with these activities, number of employees and amount and type of property and equipment owned. By tailoring specific insurance plans for each business, Surferinsurance.com offers the most cost effective personalized insurance plans for every type of adventure and recreation business. Visit Surferinsurance.com today.

Surfer Insurance Safety Tips for Surf Schools and Surfboard Rental Outfits from Surferinsurance.com

The summer season is almost here and it’s time for the surfing insurance specialists at Surferinsurance.com to help surfing and SUP schools and rental companies keep people safe and avoid business risks.

While the most important way to protect your surfing business is a good surfing insurance policy, in doing business every day, it is important to know what to look out for and take extra safety precautions.

Knowing your customer is key. Assess the experience level of every participant and never add risk by putting them in a situation that will be too strenuous or cause them to panic. Be sure that people are well enough and skilled enough to perform the basic functions required. Be fully aware of all capabilities and physical limitations.

Optimal conditions are best in any teaching or rental situation, when people can focus on enjoying the sport without distractions. Risks arise when there are choppy waves, rip tides, strong winds and even dirty water. Use every resource at your disposal to check conditions before you put your students in jeopardy. Anticipate sudden changes in the weather.

Be aware of what’s around you. While sharks are most commonly feared, there are other forms of marine life that can cause injuries or even fatalities. Jelly fish stings can be dangerous. Coral and sharp rocks can cause injuries. Know what is native to your area and be on the lookout for unwanted guests.

Check all of your equipment to be sure that it is in good condition. Keep extra gear handy in case of damage. Always be sure to have a first aid kit on hand.
With your good sense and experience, a little research and a solid insurance strategy, you are all set to paddle out and have a good season.

The experts at Surferinsurance.com spend all of their free time outdoors and are experienced in every activity for which they provide coverage. Wouldn’t you prefer to purchase surfing insurance from an insurance agent that shares your passion for surfing? It’s the intimate knowledge of the sport that helps them choose what surfing insurance package is right for you.

Surfing instructors and rental operators looking to purchase, renew, or update an insurance plan are invited to call today for a free consultation (888) 683-7808.

Surf Camp Insurance and Surf School Insurance For Next Level Adventures At Surferinsurance.com

Surferinsurance.com is the nation’s leading provider of insurance for surf and SUP schools and camps of all kinds. While surfing and SUP continue to evolve with dynamic industry trends and surfer ingenuity, exciting opportunities for every adventurer abound. Schools and camps are a growing resource for surfing enthusiasts of all ages, skill levels and incomes.

Taking it to the extreme is the next-level surfing adventure, designed to accommodate the interests of surfers with money to burn. When cost is of no concern, you can surf alongside of famous surfers who will share their experiences and more importantly, their expertise. For one example, look to the Fall when KalamaKamp run by Dave Kalama, Maui, Hawaii, will host a first of it’s kind weeklong camp experience called FOIL KAMP with world class guest coaches on Namotu Island in Fiji. As part of this thrilling adventure, “kampers” will take a 30 minute boat ride to a small island surrounded by world class surf breaks and pristine blue waters. A professional photographer will be on hand to capture the action and a private chef will only add to the experience.

No matter what the school or camp offers, safety and a solid insurance plan are always main concerns for all of our customers. If you operate a surf/SUP school or camp, Surferinsurance.com is your resource for insurance in and out of the water. Whether you’re new to the industry or own a more established business, Surferinsurance.com will help you purchase, renew, or update a surfing business insurance plan tailored to meet your business needs. All watersports businesses are invited to call for a free consultation. We offer competitive rates on General Liability, Property Coverage and numerous insurance products to fit your requirements. Contact us today for a quote for your surf school insurance or surf camp insurance (888) 683-7808. And be sure to visit Surferinsurance.com for more information.